The Job logo

What

Where

Sign in

Credit Manager-Wholesale Banking

ApplyJoin for More Updates

You must Sign In before continuing to the company website to apply.

Smart SummaryPowered by Roshi
The candidate will be responsible for credit appraisal of corporate borrowers for asset lending. They will evaluate creditworthiness, review loan requests, and negotiate terms to mitigate credit risk. They will also be involved in portfolio monitoring and ensuring compliance with credit policies. The candidate should have knowledge of finance, marketing, and operations.

Job purpose: The candidate shall make credit appraisal of corporate borrowers from asset lending perspective and recommend new as well as existing relationships for approval. Role shall also involve portfolio monitoring interacting and coordinating with the business units, Internal stakeholders (legal/compliance/trade/internal audit/product team) and external Stakeholders (Banks / Rating Agencies) for existing and prospective relationships. Keeping the unit abreast of the current industry updates, Peer group update and competition updates.

Key Responsibilities:

  • Facilitate regular asset quality reviews with analytical insights to identify risks/ opportunities and recommend relevant actions
  • Appraise and evaluate clients’ creditworthiness for onboarding asset relationship in accordance with bank policies and regulatory framework
  • Review, recommend or reject loan requests, based on credibility and potential revenues and losses
  • Negotiate loan terms with borrowers to mitigate credit risk
  • Ensure credit policies and risk appetite criteria are adhered regularly,
  • Analysis of portfolio and ensuring Portfolio monitoring, trigger reviews & delinquency control
  • Capture and share best- practice knowledge amongst the team

Qualification:

Graduate: Bachelors in Commerce / Arts / Science / Biology / Business / Computers / Engineering / Management / any others

Post Graduation: Finance / Marketing / Operations / 

Professional Qualification : CA / Law / FRM / CS 

Set alert for similar jobsCredit Manager-Wholesale Banking role in Mumbai, India
IDFC FIRST Bank Logo

Company

IDFC FIRST Bank

Job Posted

a year ago

Job Type

Full-time

WorkMode

On-site

Experience Level

13-17 years

Category

Banking

Locations

Mumbai, Maharashtra, India

Qualification

Bachelor or Master

Applicants

Be an early applicant

Related Jobs

IDFC FIRST Bank Logo

Credit Manager-Wholesale Banking

IDFC FIRST Bank

Mumbai, Maharashtra, India

Posted: a year ago

We are seeking a candidate to make credit appraisal of corporate borrowers from an asset lending perspective. You will be responsible for recommending new relationships as well as evaluating existing relationships for approval. You will also be involved in portfolio monitoring and coordinating with internal and external stakeholders. Keeping up with industry and competition updates is crucial. Join us if you have the necessary qualifications.

IDFC FIRST Bank Logo

Relationship Manager-Corporate Liability (Bangalore/Delhi/Mumbai)

IDFC FIRST Bank

Mumbai, Maharashtra, India

Posted: a year ago

Origination of new accounts and managing a portfolio of clients. Developing a corporate liability strategy. Onboarding corporate clients, fintech firms, and startups. Building relationships with funds, incubators, and law firms. Increasing balances, term deposits, and revenues. Collaborating with sales teams.

IDFC FIRST Bank Logo

Product Manager-Toll & Transit

IDFC FIRST Bank

Mumbai, Maharashtra, India

Posted: a year ago

Design Products for the toll and transit domain. Create partnerships in issuance and acquiring business.

HDFC Bank Logo

Manager Audit & Regulatory Compliance - Credit Risk

HDFC Bank

Mumbai, Maharashtra, India

Posted: a year ago

Job Description Profile for Manager Audit & Regulatory Compliance – Credit Risk Qualifications:  Chartered Accountant   Work Experience:  10 to 15 years of experience working in the Credit Risk function of any Financial Institution/Bank handling ECL related matters under IFRS 9, regulatory reporting to NHB/RBI and handling statutory auditors / regulators. Job Description: Assisting in developing models and tools to estimate collectability, loan loss and loss given Defaults under Indian Accounting Standards (IndAS) Handling assignments in computation of NPA/ provisioning and in regulatory reporting. Interpretation of RBI/NHB circulars & working on regulatory reports. Co-ordinating with IT team for system automation by developing modules for computation of Expected credit loss, loss given default and Probability of default as per Indian Accounting Standard 109 Co-ordinating within internal departments and Internal auditors for various Internal controls and testing audit. Location:  Mumbai

IDFC FIRST Bank Logo

Associate Relationship Manager-Corporate Liability (Hyderabad/Dehi)

IDFC FIRST Bank

Mumbai, Maharashtra, India

Posted: a year ago

Originate NTBs and manage a portfolio of Corporate Liability Group clients. Develop corporate liability strategy, onboard Cash Rich Corporate clients, and work with start-ups. Manage relationships with existing clients, increase CA balances, and cross-sell bank products.

IDFC FIRST Bank Logo

Sr TPRM Analyst

IDFC FIRST Bank

Mumbai, Maharashtra, India

Posted: a year ago

Seeking an Analyst for Third Party Risk Management in our Risk Management department. Responsibilities include implementing and ensuring compliance of the Vendor Risk Management framework, validating compliances, maintaining a database of vendors, and preparing management reports. Additional responsibilities include assisting with stakeholder management and conducting UAT testing. The successful candidate will have a Master's Degree/MBA/CA/PG.