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Credit Manager-Wholesale Banking

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We are seeking a candidate to make credit appraisal of corporate borrowers from an asset lending perspective. You will be responsible for recommending new relationships as well as evaluating existing relationships for approval. You will also be involved in portfolio monitoring and coordinating with internal and external stakeholders. Keeping up with industry and competition updates is crucial. Join us if you have the necessary qualifications.

Job purpose: The candidate shall make credit appraisal of corporate borrowers from asset lending perspective and recommend new as well as existing relationships for approval. Role shall also involve portfolio monitoring interacting and coordinating with the business units, Internal stakeholders (legal/compliance/trade/internal audit/product team) and external Stakeholders (Banks / Rating Agencies) for existing and prospective relationships. Keeping the unit abreast of the current industry updates, Peer group update and competition updates.

Key Responsibilities:

  • Facilitate regular asset quality reviews with analytical insights to identify risks/ opportunities and recommend relevant actions
  • Appraise and evaluate clients’ creditworthiness for onboarding asset relationship in accordance with bank policies and regulatory framework
  • Review, recommend or reject loan requests, based on credibility and potential revenues and losses
  • Negotiate loan terms with borrowers to mitigate credit risk
  • Ensure credit policies and risk appetite criteria are adhered regularly,
  • Analysis of portfolio and ensuring Portfolio monitoring, trigger reviews & delinquency control
  • Capture and share best- practice knowledge amongst the team

Qualification:

Graduate: Bachelors in Commerce / Arts / Science / Biology / Business / Computers / Engineering / Management / any others

Post Graduation: Finance / Marketing / Operations / 

Professional Qualification : CA / Law / FRM / CS 

Set alert for similar jobsCredit Manager-Wholesale Banking role in Mumbai, India
IDFC FIRST Bank Logo

Company

IDFC FIRST Bank

Job Posted

a year ago

Job Type

Full-time

WorkMode

On-site

Experience Level

13-17 years

Category

Banking

Locations

Mumbai, Maharashtra, India

Qualification

Bachelor or Master

Applicants

Be an early applicant

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