Senior Hindsighting Manager
The Senior Hindsighting Manager is responsible for formulating and implementing Retail Risk policy, developing screening methodologies, and generating reports. The role involves designing and implementing hindsight frameworks for various retail products, ensuring compliance with regulators, identifying process gaps, and collaborating with internal teams for process improvements. This full-time, on-site position is based in Mumbai, Maharashtra, India at IDFC FIRST Bank.
Job description
The role entails formulation and implementation of Retail Risk policy. Adherence and develop screening methodologies for reviewing of accounts. Strong ability to develop reports as per requirements.
Roles & Responsibilities:
- Design and implement Hindsight framework for all Retail Products (PL, BL, Mortgage ,UC,CV, EH, KCC, etc.).
- Conduct detailed review of accounts and ensure cases are approved basis Credit Policy & Process.
- Evaluate and assessing compliance to regulators such as RBI and adherence to the internal policies laid down by the bank.
- Identify the gaps in the process & highlights to the senior management.
- Publish Hindsight reports / dashboards / scores periodically.
- Collaborate with Risk, Operation& Policy team for any change in the process/policy.
- Capture and share best- practice knowledge amongst the team.
- Recommend improvements to processes and policies across the Retail Banking business to drive operational efficiencies and high quality customer service.
- Leverage in-house synergies through collaboration with internal stakeholders.
- Attract and retain best-in-class talent for key roles in their reporting structure.
Education Qualification:
Graduation: Any Graduate
Post-graduation: MBA
Experience: 5 - 10 Years of relevant experience retail risk.
