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Sales Manager-Gold Loan

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As a Sales Manager-Gold Loan at IDFC FIRST Bank, you will be responsible for driving Gold loan business growth by leading a team and meeting monthly sales targets. This role involves customer acquisition, ensuring timely renewals, coordinating with valuers, and conducting marketing activities in Bahadurganj, Bihar, India.

Job description 

The role entails the responsibility of generating Gold loan business through different channels. It includes administering and training a team of Direct Selling Teams to expand Gold loan business in that locality/branch.

Roles & Responsibilities:

  • Ensuring Monthly Sales targets are meet with acquisition in NTB (New to Bank) and ETB (Existing to Bank) customers. 
  • Existing liability customers are pitched for Gold loans.
  • Ensure month on month growth in EOP (Execution only platform) Assets for Gold loan business/per branch.
  • Fee Income should be Minimum 1% of total disbursals.
  • Customer Follow ups to be done at regular intervals for timely renewal of cases so as to ensure Minimum renewal pending cases.
  • Co-ordination with valuers to be done time to time basis.
  • Ensure most of the customers are aligned to pay valuation charges as per product norms.
  • Ensuring healthy collections with Nil First equated monthly installment / First presentation Default and minimizing fresh flow in Bucket X.
  • PSL (Priority sector lending) Tagging and should be aware about PSL norms.
  • Helping branch liability team in Audits and ensuring proper communications to customer before any packet Opening.
  • Conduct Marketing activities in the local market for generating NTB gold loan customers.
  • Willingness to work extensively in the field and travel across the region on short notice.
  • Carrying out ad-hoc activities as per the requirement of the department.

Educational Qualifications:        

Graduation: Any Graduate.

Experience: 2 to 5 years of experience in Gold loan sales.

Set alert for similar jobsSales Manager-Gold Loan role in Bahadurganj, India
IDFC FIRST Bank Logo

Company

IDFC FIRST Bank

Job Posted

6 months ago

Job Type

Full-time

WorkMode

On-site

Experience Level

3-7 Years

Category

Sales and Marketing

Locations

Bahadurganj, Bihar, India

Qualification

Bachelor or Master

Applicants

Be an early applicant

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